Tech, Technology

Top Payment Gateways in India (2025)

Top Payment Gateways in India (2025)

1. Top Payment Gateways in India: – Razorpay

  • 🔧 Developer-friendly with powerful APIs
  • 💼 Full-stack: Payments, Payouts (RazorpayX), Subscriptions
  • 🧾 GST invoices, analytics, and recurring billing
  • 💰 Pricing: 2% for cards, 0% for UPI under ₹2,000
  • ✅ Ideal For: Startups, SaaS, eCommerce, freelancers

2. Top Payment Gateways in India: – Cashfree Payments

  • ⚡ Fastest settlements (T+0, T+1 options)
  • 💸 Bulk payouts and vendor payments
  • 🌐 Global payment support
  • 💰 Pricing: ~1.75%–2% for domestic, 3.5% for international
  • ✅ Ideal For: D2C brands, EdTech, lending platforms

3. Top Payment Gateways in India: – Paytm Payment Gateway

  • 🔄 Seamless integration with Paytm Wallet and UPI
  • 📲 High UPI adoption in India
  • 📈 Strong mobile payments experience
  • 💰 Pricing: 1.85%–2.5% based on method
  • ✅ Ideal For: Local sellers, app-based businesses, QR-driven merchants

4. Top Payment Gateways in India: – CCAvenue

  • 🏦 One of the oldest players in India
  • 🗣️ Supports 18+ Indian languages on checkout
  • 🌍 Accepts 200+ payment options including international cards
  • 💰 Pricing: 2%–3% domestic; 3.5% international
  • ✅ Ideal For: Enterprises, multilingual stores, international sales

5. Top Payment Gateways in India: – Instamojo

  • 🖱️ No website? Sell via links and store pages
  • 🧾 Auto-invoice, downloadable digital products
  • 👨‍💻 Minimal setup needed, good for beginners
  • 💰 Pricing: 2% + ₹3 per transaction
  • ✅ Ideal For: Freelancers, solopreneurs, NGOs, coaches

6. Top Payment Gateways in India: – Stripe India

  • 🌍 Global standard for online payments
  • 🔐 Advanced fraud prevention tools
  • 🧑‍💻 Developer-first design with smart APIs
  • 💰 Pricing: 2%–3% domestic, 3.5%+ for international
  • ✅ Ideal For: Tech startups, SaaS companies, cross-border sellers

7. Top Payment Gateways in India:- Easebuzz

  • 🏫 Focus on education, government, and SMEs
  • 💸 Fee collection, EMI, and fee reminders
  • 🔧 Offers APIs + ERP integrations
  • ✅ Ideal For: Schools, colleges, coaching institutes

Bonus Mentions:

  • Atom Paynetz – Stable legacy provider
  • PayU India – Strong presence, especially with large retailers
  • Juspay – Popular for mobile-first UPI interfaces (used by big apps)

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