Step-by-Step Razorpay Setup Guide

Step-by-Step Razorpay Setup: – Step 1: Create a Razorpay Account

1. Go to https://razorpay.com.
2. Click on Sign Up.
3. Enter your email, mobile number, and create a password.
4. Verify your email and log into your Razorpay Dashboard.

Step 2: Choose Business Type

• Select your business type:
  • Proprietorship
  • Partnership
  • Private Limited Company
  • NGO, Trust, or Society
  • Individual (freelancer)

Step 3: Complete KYC Verification

Step-by-Step Razorpay Setup Guide: Razorpay needs KYC documents to activate your live payment gateway. Upload the following:

• PAN Card (individual or business)
• Bank Account Proof (cancelled cheque or bank statement)
• Address Proof (Aadhar, Passport, Utility Bill)
• Business Proof (GST certificate, Shop license, or MSME certificate)
• Website / App URL or social media links if no website

Tip: If you don’t have a website, you can still use Razorpay Payment Links or Pages.

Step 4: Link Your Bank Account

1. Go to Settings → Bank Accounts
2. Add your business or personal bank account for settlements.
3. Razorpay may do a ₹1 test transfer to confirm.

Step 5: Integrate Razorpay on Your Website or App

Choose how you want to accept payments:

a. No Website? Use Payment Links

• Go to Payments → Payment Links
• Click “Create Payment Link”
• Share via SMS, WhatsApp, Email, or QR

b. Use Payment Buttons or Pages

• Pre-designed checkout forms
• Great for small businesses without a developer

c. Website Integration (for Developers)

Use Razorpay’s SDK or API to integrate:

• PHP, Python, Node.js, Java
• WooCommerce, Shopify, WordPress
• UPI, Cards, Wallets, Net Banking support

Documentation: https://razorpay.com/docs/

Step 6: Test in Sandbox Mode

Before going live, test payments:

• Go to Dashboard → Settings → API Keys
• Generate Test Key ID & Secret
• Simulate transactions in Sandbox Mode

Step 7: Go Live

Once KYC is approved:

1. Generate Live API Keys
2. Replace Test Keys in your code/integration
3. You’re now ready to accept real payments!

Step 8: Monitor and Manage

Use the Razorpay Dashboard to:

• Track sales and refunds
• Download GST-compliant invoices
• Monitor settlements and payouts
• Set up webhooks and email alerts

Optional: Use RazorpayX (Smart Banking),Step-by-Step Razorpay Setup

• Automate payroll, vendor payments, and taxes
• Open virtual accounts for customers
• Use RazorpayX Card for business expenses
• Step-by-Step Razorpay Setup